Money, Money, Money! It is one of the biggest stumbling blocks in our home life, our relationships, divorces and our ruination in businesses. It leads to sleepless nights, headaches, and even physical illnesses. Then when these troubles set in, we turn to others for help.

There is so much material we have read in blogs, books, advice columns, magazine articles, etc., about financial self-improvement. So much so, that book stores, both ‘brick and mortar’ and ‘online’, have entire sections dedicated to books on ‘Money’, ‘Finances’, and ‘Self-help ‘in these matters. We have television shows with self-help teachers and preachers and all the ‘experts’ talking to us about all the ways to change our financial life. They point the way how we can uplift and improve ourselves financially, all through our own self-help. When our situations deteriorate enough however, we have therapists, psychologists, psychiatrists and counselors. We wind up with them, seeking help for answers to the problems that have come about as a result of not nipping in the bud, the original problem – Money.

Every single one of these ways of help I mentioned, all has their place. I understand that we need the help and support of those that have experienced what we are going through. They have gone through it and come out on the other side. Awesome and nothing like hearing from those that can relate to us their trials and tribulations and pass onto us their wisdom. Each and every one of these things, however, can only do so much for us. They can lead us to the water, but they cannot drink it for us.

Obviously the ‘Missing Ingredient’ is ….YOU! It’s not rocket science, or re-inventing the wheel. It’s so very basic and it’s said so well in the following quote:

“If you are not a part of the solution, you are a part of the problem.” ― Eldridge Cleaver

What I don’t understand though, is when we are struggling every day and we get solid advice that can help ease our situation, why we so many people don’t immediately jump to attention. They actually make excuses why they aren’t taking the necessary action to make the changes. If you find yourself as one of those making excuses, you need to grab yourself by the seat of your pants, sit yourself down and give yourself a real good talking to. For you people, I STRONGLY suggest you see the picture “Pursuing Happiness”, with Will Smith. It is the life story of Chris Gardner. If you think you are stuck, have a bad situation, and feeling helpless about your life, forget it! You are clueless as to what it means to be in that kind of situation.

I have written many blogs offering how to get un-stuck: Sept 21 “Costs of Desires vs Needs”, Oct 26 “Have More & Do More Without More $”, Nov 1 “Change Your Thinking and You Change Your Life”, Jan 3 “I Can’t/I Don’t Want To”, Jan 25 “ The Great Stopper”, and Jan 3 “Fear – The Other Side”

I hope one of the following inspirational quotes will find a home in you

“When you point your finger to others, the other fingers are pointing back to you”.


“Argue for your limitations, and sure enough they’re yours”

— Richard Bach –

The first step toward getting somewhere is to decide that you are not going to

stay where you are. —Unknown

For those struggling in business, try this one for size:

“The very first company I started failed with a great bang. The second one failed a little bit less, but still failed. The third one, you know, proper failed, but it was kind of okay. I recovered quickly. Number four almost didn’t fail. It still didn’t really feel great, but it did okay. Number five was PayPal.” – Max Levchin

Harris Glasser – Author, Lecturer, Business & Personal Consultant “ It’s My Money & I Want It!”
(more next week)